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  3. ADRS
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ADR's are a product which enables U.S. residents to invest in companies abroad through a certificate of deposit, called an ADR, with dividend payments in the most convenient form for them.
Bankinter's ADR program is administered by the Bank of New York.
Please direct any inquiries about this product to:
Mr. Ricardo Marine
Assistant Vice President
The Bank of New York
101 Barclay Street, 21W
New York, NY 10286
Tel: 212-815-4693
The identification data of Bankinter's ADR program are as follows:
Symbol: BKNTY
Ratio: 1:1
Exchange: OTC
CUSIP: 066460205
Country: Spain
Industry: Banking
Settlement: T+3
Dividends: in USD
Program Level: Level I
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