Board of Directors

Law degree from Colegio Universitario San Pablo CEU. She has completed an AMP (Advance Management Programme) at INSEAD Business School (Fontainebleau) and various Management Programmes at Harvard Business School. Throughout her career, she has worked in the financial sector, first at Banco Exterior and then at Bankinter. Her entire professional career has been spent in the financial sector, first at Banco Exterior and later at Bankinter. When Línea Directa Aseguradora was created in 1994, she was appointed as General Secretary and Secretary of the Board until 2008, when she became Chief Executive Officer of the company. After her appointment in 2010 as CEO of Bankinter, she remained on the Board of Directors of Línea Directa Aseguradora until its IPO in 2021. During her time as CEO of Bankinter, she has been Chairwoman of the Board of several Group companies, such as EVO Banco, Bankinter Consumer Finance, Avantcard and Bankinter Global Services. From 2013 to 2018, she was an independent external director of the British firm ESURE INSURANCE LIMITED, one of the UK's leading insurers. Since June 2021, she has been an independent director of Acciona S.A. and Chairwoman of its Appointments and Remuneration Committee. After 13 years as CEO of Bankinter, she has been Non-executive Chairwoman since March 2024.

* Bankinter Group

Graduated Magna Cum Laude in Economics (Major) and Classical Civilizations (Minor) from Boston University. He worked at Salomon Brothers, until 1995, in the Corporate Finance and M&A department. Since 1995 he has held various positions at Bankinter, including Corporate Director in the Risk Division, Account Director of Corporate Banking and was General Manager of Bankinter's Venture Capital subsidiary. He is also a founding partner of Aleph Capital SGECR, S.A. He was a director of Bankinter in his personal capacity from 2002 to 2005 and from 2005 to 2022, he was the natural person representative of the director CARTIVAL, S.A. (currently CEO) at Bankinter, acting as Executive Vice-Chairman of the Board on behalf of that legal person director. He is currently an individual director and Executive Vice-Chairman of Bankinter, S.A. and Chairman of its Executive Committee and performs functions related to risk management, interest rate (ALCO portfolio), business and corporate development, strategy and investment banking. In addition, since the end of 2022, he has chaired the Board of the subsidiary Bankinter Investment.

Since 2005, he has been Chairman of the Board Directors of Línea Directa Aseguradora, with executive functions until the segregation of this company from the Group in 2021 (at which time he will cease to exercise executive functions), a leading insurer in distance marketing and digitalization in the insurance market, having driven the growth of this company, both in terms of internal growth and market share.

Position on other boards

• CEO in CARTIVAL, S.A
• Sole Administrator in Entities whithin the CARTIVAL Group
• Non-Executive Chairman in Línea Directa Aseguradora

Graduated in Economics and Business Administration from ICADE (E-4) and holds a Bachelor of Arts degree with honours in Business Administration from Middlesex University (combined honours). She has 33 years of experience in the financial sector, 22 of which have been with Bankinter Group. Her career at Bankinter began in 2001 as the Head of Management Control in the Finance area. Until her current appointment as CEO, she has held important positions in the bank, including Director of Investor Relations; Chief Financial Officer; Director of Digital Banking, Technology and Operations; and Director of Commercial Banking. She is a member of various boards of directors of Bankinter Group companies and has also been a non-executive proprietary director on the board of EVO Banco for two years.

Graduate in Naval Architecture Degree and Yacht Design from the University of Southampton, England (1994). He designs pleasure craft in the company of his control Astilleros Mouro S.L. He has been the representative of the Director CARTIVAL, S.A. in the Board of Directors of Bankinter from 1997 to 2005. He is currently a member of the Board of Directors of CARTIVAL, and from 2022 joint and several Managing Director of CARTIVAL. He is also sole director of Botín Partners, S.L.

Graduate in Law from the University of Navarra. He was a Director of Banco Herrero and Vice-Chairman of the Spanish Cement Employers' Association OFICEMEN.

He joined the Masaveu Group in 1993, where he has held various positions and is currently Chairman of the Group, which operates in various business sectors, such as energy, finance, industry, cement and real estate, among others. He is the Executive Chairman of Corporación Masaveu, S.A. and, within the Group, Chairman of Cementos Tudela Veguin, S.A., Oppidum Capital, S.L. and of the American companies Masaveu Real Estate US Delaware LLC, Oppidum Renewables USA Inc. and Oppidum Green Energy USA LLC, among others. Director of American Cement Advisors Inc., EGEO International and EGEO SGPS. Joint Administrator of Flicka Forestal, S.L. He is a member of the General and Supervisory Board of EDP, S.A. and Member of the Corporate Governance and Sustainability Committee and Director of EDP España, S.A. He is proprietary director of Línea Directa Aseguradora, S.A. de Seguros y Reaseguros. He is also Chairman of the María Cristina Masaveu Peterson Foundation and of the San Ignacio de Loyola Foundation. He is a Trustee and member of the Delegate Committee and the Patrimony Committee of the Princess of Asturias Foundation. Trustee of the ProRAE Foundation. International Trustee of the Asociación Amigos del Museo del Prado. Member of the International Council of the Metropolitan Museum of Art, New York.

He is an Army Brand Ambassador.

Degree in Economics from Columbia University and MBA from MIT - Sloan School of Management. María Teresa Pulido Mendoza has more than twenty years of professional experience in strategic consulting (McKinsey & Co); private and corporate banking (Citibank and Deutsche Bank) and infrastructure (Ferrovial S.A). In these companies, she has worked mainly on strategy, business development and transformation projects. She has been Chief Strategy Officer at Ferrovial since 2011 and a member of Ferrovial's Management Committee since 2014. Maria Teresa is also a member of the MIT - Sloan EMSAEB (Executive Board).

Degree in Business Administration with a double major in Auditing and Finance from the Colegio Universitario de Estudios Financieros, CUNEF, attached to the Universidad Complutense de Madrid. Master in Business Administration - MBA from Harvard Business School (1995). Since September 2016, she has held the position of Executive President of IE Exponential Learning, which includes, among others, IE's Executive Education area. Previously, she was Senior Vice President of Strategy and Business Development globally for McGraw Hill Education from the USA. Previously, she was a partner at the strategic consulting firm Bain & Company, where for 19 years she held various senior positions both in Madrid and in the US, with a special focus on the investor advisory practice (private equity and M&A). She also worked at Goldman Sachs, Corporate Finance in London.

Currently, she is an external independent director of Bankinter's subsidiary EVO Banco, S.A.

* Bankinter Group

Graduate in Economics from the Complutense University of Madrid. He has extensive experience on the Boards of Directors of companies such as FOCSA (currently FCC), FILO (a listed company in the real estate sector); HEINEKEN ESPAÑA and Cervezas EL ÁGUILA (as Chairman of the Board); Europistas, Eurovías and Autopistas del Sol (as proprietary director of JOHN LAING INVESTMENTS). He also has extensive experience in investment banking, as Chairman in Spain of MERRILL LYNCH, a bank with which he was linked for more than 15 years, with responsibilities in different areas, such as international stock market services, Corporate Finance and Asset Management. During his time as Co-Director of the Madrid office of E.F.HUTTON&CO., the company introduced the first financial futures operations in Spain. He was also founder of IBERMER, a firm specialising in investment banking and development capital operations, with emphasis on the audiovisual business sector, having advised CANAL+, for its entry into the Spanish market; he was Vice-Chairman of the Board of BANCAPITAL, until its sale to BANQUE INDOSUEZ; he was a member of the Board of Directors of BARÓN DE LEY, S.A. He has been Consultant-Advisor to TEXACO (oil company now merged into CHEVRON Inc) for its business in Spain. In 2001 he founded AVANZA S.A Servicios de Externalización, serving as Chairman until 2015.

Degree in Business Studies; Master's Degree in Business Management from the Instituto de Empresa and Centro Estudios Financieros (1985-1987) and Master's Degree in Digital Business from The Valley Business School (2016-2017). Business Angel course at Deusto Business School Madrid (2018). He is also a member of the Instituto del Registro Oficial de Auditores de Cuentas (ROAC) and Member of the Instituto de Auditores Internos de España, being Chairwoman of the Technical Advisory Committee. She has a solid track record and extensive experience linked to the audit and control and financial activity, having held positions as financial director, investment director, internal audit and corporate governance director and board member in various financial companies and in the real estate, consumer and telecommunications sectors and in organisations such as Corporación Empresarial ONCE, having acquired extensive executive experience in finance and auditing. Her corporate governance experience in multinational and listed companies is also extensive and linked to audit, strategy and control. She also has experience in telecommunications, having been a director of JAZZTEL and BANCO EUROPEO DE FINANZAS (100% Unicaja). ). Until March of 2024 she was an independent director and member of the Audit Committee of ORANGE Spain.

She is also an independent director of MERLIN PROPERTIES Socimi S.A., where she chaired the Audit Committee for 4 years, is currently a member and chairs the Appointments and Remuneration Committee, and an independent director of Grupo BIMBO (where she is also a member of the Audit Committee and the Nomination and Evaluation Committee).

She holds a degree in Economics and Finance summa cum laude from ICADE, and has a Master in Business Administration - MBA from Harvard Business School, as well as an Executive Master in Digital Capabilities and Innovation (DIBEX) from ISDI Institute. He has extensive experience in the financial sector, mainly at international level, in investment banking and capital markets and derivatives, acquired in positions held at J.P. MORGAN), BANK OF AMERICA MERRILL LYNCH, BRETEMA CAPITAL, GOLDMAN SACHS and McKINSEY & CO. In addition to this experience in the financial sector, he has experience in the real estate sector, where he has developed her professional career since 2011 in Grupo Azora. She also has experience in the definition and implementation of Environmental, Social and Good Governance (ESG) policies and objectives, as a member of INREV - ESG COMMITTEE and the Sustainability Committee of the Azora Group. Currently, she is Partner and Director of Business Development at Azora Capital S.L. She is Chairwoman of the Board in Spain of the NGO Plan Internacional and has been a Director of EVO Banco, a subsidiary of Bankinter, until July 2022. Since March 2024 she has held the position of Lead Director at Bankinter.

She holds a degree in Law and Economics and Business Studies from the Universidad Pontificia de Comillas, ICADE E-3 and has completed an ESG Programme for Directors at ESADE. She has worked at the law firm Uría Menéndez for 31 years, 22 of which as a partner, with extensive experience in advising, administering, and managing companies, having been involved in matters of varied nature and enormous complexity, relating to large national and international companies in various sectors. In terms of her knowledge and experience in the financial sector, she held the position of secretary of the Board of Directors and of the Executive Committee of Bankinter in 2015. She also has knowledge and experience in the real estate sector, leading, in her career at Uría Menéndez, the advice on M&A transactions, as well as transactions relating to regulated sectors such as Telecommunications, Media and Technology (TMT) and health, in which she has been recognised for years as one of the leading lawyers by all international directories.